Moving to Ontario, Canada, is an exciting step, but it can also feel overwhelming—especially for newcomers trying to understand immigration rules, driving licences, health care, jobs, and daily life. Ontario is Canada’s most populous province and home to cities like Toronto, Brampton, Mississauga, Windsor, and Ottawa, making it a top destination for immigrants and international students.
This complete guide by Apna Ontario explains everything you need to know as a newcomer in 2025, in clear and simple language.
1. Why Ontario Is a Top Choice for Newcomers
Ontario offers:
Strong job market
Free public health care
High-quality education
Multicultural communities
Well-developed public services
Whether you arrive as a permanent resident, work permit holder, student, or visitor, Ontario provides many settlement supports to help you succeed.
2. Immigration Pathways to Ontario
Newcomers arrive in Ontario through different programs, including:
Permanent Residence (PR)
Express Entry (CEC, FSW, FST)
Provincial Nominee Program (OINP)
Family sponsorship
Temporary Status
Work Permit
Study Permit
Visitor Visa
Once you land in Ontario, you must complete several essential steps to settle smoothly.
3. First Things to Do After Landing in Ontario
As soon as you arrive, focus on these priorities:
✔ Apply for a SIN (Social Insurance Number)
A SIN is required to work in Canada and access government services. You can apply:
Online
At a Service Canada office
At the airport (some locations)
✔ Open a Bank Account
Major banks in Ontario include:
RBC
TD
Scotiabank
CIBC
BMO
Most banks offer newcomer packages with no fees for the first year.
✔ Get a Canadian Phone Number
A local phone number is essential for jobs, banks, and services. Popular providers include Rogers, Bell, Telus, Freedom Mobile, and Fido.
4. Health Care in Ontario (OHIP)
Ontario’s public health care system is called OHIP (Ontario Health Insurance Plan).
Who is eligible?
Permanent residents
Work permit holders (minimum 6 months)
Some international students
What OHIP covers:
Doctor visits
Hospital care
Emergency services
👉 Newcomers may need private health insurance until OHIP coverage starts.
5. Driving in Ontario: G1, G2 & G Licence Explained
Driving is important in many Ontario cities, especially outside Toronto.
Ontario’s Graduated Licensing System
G1 Licence
Written test (rules & signs)
No highway driving
G2 Licence
Road test
More driving freedom
Full G Licence
Advanced road test
Newcomers with foreign driving experience may be eligible for direct G2 or G licence using an experience letter.
6. Jobs for Newcomers in Ontario
Ontario offers jobs across many sectors:
Popular newcomer-friendly jobs:
Truck drivers
Warehouse workers
Customer service
IT professionals
Healthcare workers
Construction trades
Job search tips:
Create a Canadian-style resume
Use LinkedIn and Indeed
Apply consistently
Improve English communication skills
7. Cost of Living in Ontario
Costs vary by city.
Average monthly expenses:
Rent: High in GTA, moderate in Windsor & London
Transportation: $100–$160 (public transit)
Groceries: $300–$500 per person
Utilities & phone: $150–$250
Planning a monthly budget is very important for newcomers.
8. Housing Options for Newcomers
Newcomers usually start with:
Basement apartments
Shared accommodation
Rental condos
Always:
Read the lease carefully
Avoid paying cash without receipts
Beware of online rental scams
9. Education & Schools in Ontario
Ontario offers:
Free public schools (Grades 1–12)
Colleges (Diploma & Certificate programs)
Universities (Bachelor’s, Master’s, PhD)
Public education is free for permanent residents and citizens.
10. Common Mistakes Newcomers Should Avoid
Many newcomers face challenges due to:
Not understanding driving rules
Ignoring health insurance requirements
Accepting underpaid jobs
Falling for scams
Not building credit history
Learning early helps avoid long-term problems.
11. Helpful Settlement Tips
Attend newcomer workshops
Use free settlement agencies
Improve English skills
Network within your community
Stay informed about government services
Final Thoughts
Ontario offers excellent opportunities for newcomers, but success depends on preparation, patience, and correct information. From immigration and health care to driving and jobs, understanding the system early makes your journey smoother.
Apna Ontario is committed to providing reliable, easy-to-understand information to help newcomers build a successful life in Ontario, Canada.